A curated, actively maintained list of tools and resources for living and working from anywhere — finance, visas, insurance, eSIMs, communities, and more.
Maintained by the team behind IndepAI, the financial-independence app for digital nomads: free FIRE calculators, cost-of-living data for 11,400+ cities, and 180+ tax regimes. Every link here is checked weekly by CI; pull requests get reviewed, not abandoned.
- Finance & FIRE
- Cost of Living Data
- Banking & Money Transfer
- Taxes & Legal
- Insurance
- Visas & Residency
- Trip Planning
- Flights & Transport
- Accommodation
- Connectivity
- Communities
- Remote Jobs
- Workspaces
- City & Destination Data
- Gear & Security
- Language Learning
- Staying Informed
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IndepAI - FIRE planning built for nomads: FI score, geo-arbitrage math across 11,400+ cities, and 11 free calculators including Coast FIRE and Barista FIRE. From the maintainers of this list.
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ProjectionLab - Retirement and financial-independence planner with Monte Carlo projections, cash-flow modeling, and tax presets for several countries plus a selectable display currency.
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cFIREsim - Runs your portfolio and spending plan against historical market cycles to show how often it would have survived a full retirement.
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FI Calc - Backtests retirement withdrawal strategies against decades of historical market returns.
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Kubera - Net-worth tracker that aggregates banks, brokerages, crypto, and real estate across currencies and international institutions.
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Sharesight - Portfolio and dividend tracker that consolidates holdings across global stock exchanges and reports performance and tax figures.
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Ghostfolio - Open-source, self-hostable portfolio tracker for stocks, ETFs, and crypto.
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Exirio - Wealth tracker that consolidates investments, crypto, and property across more than 40 currencies.
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Snowball Analytics - Dividend and portfolio tracker covering 70+ exchanges and 25+ currencies, with a dividend calendar and benchmarking.
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YNAB - Zero-based budgeting app built around assigning every unit of money a job, usable with whatever currency you set.
- IndepAI City Data - Cost-of-living data for 11,400+ cities tied directly to FIRE math: see what your savings buy in each city. From the maintainers of this list.
- Numbeo - Crowd-sourced database of prices, rent, and quality-of-life indices for thousands of cities, with side-by-side comparisons.
- Expatistan - Compares the cost of living between two cities using prices submitted by residents and expats.
- Nomad List - Ranks cities for remote workers by cost of living, internet speed, safety, and weather, alongside community features.
- Livingcost.org - Cost-of-living calculator and rankings covering more than 9,000 cities across 197 countries.
- Budget Your Trip - Crowd-sourced average daily travel costs by destination and travel style, drawn from tens of thousands of travelers.
- ReloMap - Compares cost of living, taxes, and safety across 200+ destinations, with a tax calculator and visa guides.
- Wise - Multi-currency account holding 40+ currencies with local bank details, a debit card, and transfers at the mid-market rate.
- Revolut - App-based multi-currency account and card with in-app exchange across dozens of currencies and fee-free ATM allowances.
- N26 - Mobile bank with a German banking licence, offering accounts and cards across 24 European markets.
- bunq - Dutch mobile bank with multi-IBAN accounts, sub-accounts, and travel features like in-app eSIMs.
- Payoneer - Account for receiving international client and marketplace payments in multiple currencies across 190+ countries.
- Remitly - Money-transfer service for sending remittances to recipients in 175+ countries.
- OFX - International money transfers for individuals and businesses to 180+ countries, with multi-currency accounts.
- XE - Live exchange-rate data, a currency converter, and international transfers to 190+ countries.
- Bright!Tax - US expat tax firm handling federal returns, FBAR/FATCA reporting, and streamlined catch-up filing for Americans abroad.
- Taxes for Expats - CPA-prepared US tax returns for Americans abroad, dual citizens, and green-card holders, including streamlined and FBAR filings.
- Greenback Expat Tax Services - US expat tax preparation pairing clients with dedicated CPAs and enrolled agents for returns, FBAR, and late-filing catch-up.
- doola - US LLC and C-corp formation with EIN, registered agent, bookkeeping, and tax filing for non-resident founders.
- Stripe Atlas - Incorporate a US company (Delaware C-corp or LLC), get an EIN, and file the 83(b) election from 140+ countries.
- Firstbase - Form and run a US company with incorporation, compliance, a virtual mailroom, and bookkeeping, aimed at international founders.
- Xolo - Run a solo EU company through Estonian e-Residency, or invoice clients without registering one, with accounting handled.
- Elcano - Tracks days spent per country against tax-residency thresholds, including the 183-day rule, Schengen 90/180, the UK Statutory Residence Test, and the US Substantial Presence Test.
- LLC Class - Forms Wyoming LLCs for non-US residents, bundling the state filing, a year of registered-agent service, and EIN application guidance.
- Your Tax Base - Helps US mobile workers set up Florida domicile to avoid state income tax, handling the Florida address, Declaration of Domicile, and supporting paperwork.
- Radar Fiscal - Free calendar of Spanish autónomo tax deadlines (Modelo 303, 130, 111, Seguridad Social) showing each filing window and due date, with a Chrome and Firefox extension for reminders.
- SafetyWing - Travel medical insurance for nomads (Nomad Insurance) plus group health plans for distributed teams.
- Genki - Health insurance for nomads that works with any licensed doctor or hospital worldwide, with a 24/7 emergency line.
- World Nomads - Travel insurance for trips abroad, including coverage for many adventure and outdoor activities.
- Cigna Global - International private health insurance for expats and globally mobile workers, with customizable plans and multilingual support.
- IMG - Travel medical and international health plans for travelers and expats, with evacuation and assistance services.
- Heymondo - Travel insurance with medical coverage and an app for filing claims and reaching 24/7 assistance.
- Citizen Remote - Relocation platform with a searchable digital nomad visa database plus tax, insurance, and housing help across 30+ countries.
- Nomads Embassy - Digital nomad visa guides and a free eligibility check for dozens of countries, with paid application assistance.
- iVisa - Online service for checking entry rules and applying for tourist visas, eVisas, and travel documents.
- VisaHQ - Visa requirement lookup by nationality and destination, with optional handling of the consulate application process.
- Global Citizen Solutions - Advisory firm for residency and citizenship by investment, including golden visas and its own Digital Nomad Visa Index.
- Nomad Capitalist - Consultancy for second residency, citizenship, and legal tax planning for people who live across borders.
- Get Golden Visa - Residency and citizenship-by-investment consultancy covering programs in Portugal, Greece, Malta, and the Caribbean.
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IndepAI Nomad Planner - Plans multi-city moves around visa limits and shows how each stop changes your cost of living and financial-independence date. From the maintainers of this list.
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Where Do I Move To - Free quiz that recommends countries and cities to relocate to based on cost of living, jobs, safety, and lifestyle preferences.
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Hackamaps - Map-based directory for finding hackathons worldwide, aimed at planning travel around coding events.
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Famxplor - Finds family-tested vacation activities by destination, drawn from firsthand travel-blog accounts by parents traveling with kids.
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Wanderlog - Free multi-city itinerary builder with map routing, booking imports, and group collaboration.
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TripIt - Turns forwarded booking confirmations into one organized itinerary you can view offline and share.
- Google Flights - Flight search with a flexible-date grid, price tracking, and a map view for finding cheap destinations.
- Skyscanner - Flight, hotel, and car search that can scan a whole country or "everywhere" for the cheapest options.
- Kiwi.com - Flight booking that stitches separate airlines into one itinerary, handy for multi-city and open-jaw routes.
- Going - Email alerts for cheap flights, fare sales, and mistake fares from your chosen home airports; formerly Scott's Cheap Flights.
- Jack's Flight Club - Subscription that emails hand-picked flight deals and error fares for European and North American departure points.
- Rome2Rio - Journey planner showing how to travel between any two places by plane, train, bus, ferry, or car, with fares and booking links.
- Trainline - Booking site for train and coach tickets across 270+ operators in the UK and Europe.
- 12Go - Booking platform for trains, buses, ferries, and transfers, with deep coverage across Southeast Asia.
- Flatio - Deposit-free furnished rentals from five days to a year, aimed at remote workers and slow travelers.
- HousingAnywhere - Marketplace for mid- and long-term rentals in 400+ cities, with payment held until move-in.
- Blueground - Move-in-ready furnished apartments rented by the month in cities worldwide.
- Anyplace - Monthly furnished rentals built around remote work, with dedicated workspaces and fast internet.
- Spotahome - Furnished mid-term rentals across European cities, booked online from verified listings without in-person viewings.
- Coliving.com - Global directory and booking site for coliving spaces with furnished rooms and shared amenities.
- FindYourColiving - Searchable directory of over 1,000 coliving spaces across 343 cities and 97 countries, with prices and amenities.
- Outsite - Membership network of coliving houses in remote-work destinations, from Lisbon to Bali.
- TrustedHousesitters - Membership marketplace pairing travelers with homeowners for free stays in exchange for pet and house sitting.
- Airalo - eSIM marketplace with local, regional, and global prepaid data plans for 200+ countries.
- Nomad - Travel eSIM app selling prepaid data across 200+ destinations, with top-ups and no roaming charges.
- Ubigi - eSIM data provider for phones, tablets, and laptops, run by telecom operator Transatel.
- eSIMdb - Independent comparison database indexing travel eSIM plans from 170+ providers by price, data, and coverage.
- PikaSim - Travel eSIM sold with no account, name, or ID, covering 190+ countries and accepting card or cryptocurrency payment.
- YohoMobile - Travel eSIM with prepaid data plans for 200+ countries, including multi-country and build-your-own options.
- WiFi Map - Crowdsourced app for finding free WiFi hotspots worldwide, with travel eSIM data as an add-on.
- Instabridge - WiFi finder with millions of shared hotspots plus eSIM data for 190+ countries.
- Phonecall.app - Calls landlines and mobiles in over 200 countries from a web browser, billed per second from a prepaid balance, with no app or SIM required.
- DialHard - Browser calling to phone numbers worldwide over WebRTC with pay-per-minute credit and rentable local numbers; handy for reaching banks or government lines from abroad.
- r/digitalnomad - Reddit's main remote-work forum, 2.3 million members trading advice on cities, visas, and taxes.
- WiFi Tribe - Membership community running month-long co-living and co-working trips across several continents.
- Hacker Paradise - Small-group work-and-travel programs of 2 to 4 weeks for developers, designers, and remote workers.
- Nomad Cruise - Recurring conference-at-sea sailings mixing talks, workshops, and networking for nomads and founders.
- Remote Year - Organizes 1- to 12-month group trips where members keep their jobs while housing and workspace are handled.
- Freaking Nomads - Nomad platform combining a destination and coworking directory, an events board, discussion forums, and a resources index.
- Punta.app - Mobile app that surfaces other nomads heading to the same destination so you can connect before arrival, with location-based hubs once there.
- We Work Remotely - High-traffic board with new engineering, design, and marketing roles posted daily.
- Remote OK - Chronological feed of roles from remote-first companies, sorted by recency with open-salary tags.
- Working Nomads - Aggregates remote jobs from across the web into filterable categories with daily updates and alerts.
- Remotive - Board with weekly additions across tech and non-tech roles; full access sits behind a paid tier.
- Jobspresso - Hand-checked remote listings in tech, marketing, and support from established companies.
- Himalayas - Board with over 100,000 live roles plus free tools for profiles, resumes, and applications.
- Wellfound - Startup job marketplace (formerly AngelList Talent) where you apply to founders with pay and equity shown upfront.
- Dynamite Jobs - Fully remote roles at remote-first companies, tied to the Dynamite Circle founder community.
- Contra - Commission-free marketplace for hiring and paying freelancers in design, development, and creative work.
- Remote Nomad Jobs - Job board of fully remote, work-from-anywhere roles with category and salary filters.
- AI Dev Jobs - Job board for AI and machine-learning roles with remote filters, salary data, and a public API for querying listings.
- 4DayJob - Job board dedicated to four-day-week and reduced-hours roles, filterable by category, location, and region.
- FoundRole - Free job-search tool pairing an hourly-updated board and remote filters with a kanban application tracker.
- Coworker - Directory of over 25,000 coworking spaces across 170-plus countries, with reviews, photos, and booking requests.
- Deskpass - Pay-as-you-go access to desks, meeting rooms, and offices across a network in 290 cities.
- LiquidSpace - Marketplace to book private offices, meeting rooms, and coworking by the hour, day, or month.
- Croissant - Single membership that unlocks day-pass access to coworking spaces in over 100 cities.
- Regus - Global network of 4,000-plus workspaces offering hot-desk day passes and multi-location access plans.
- Wikivoyage - Free, volunteer-written travel guide covering destinations, itineraries, and phrasebooks worldwide.
- Speedtest Global Index - Ookla's monthly ranking of fixed and mobile internet speeds by country and city.
- IQAir - Live air-quality map and city rankings drawing on over 80,000 monitoring sensors.
- Time and Date - World clock, time-zone converter, and local weather and daylight reference for any city.
- Travel Safe Abroad - Safety guides rating countries and cities across risks like theft, transport, and scams.
- Pack Hacker - Hands-on reviews and buying guides for travel backpacks, packing cubes, and one-bag gear.
- Proton VPN - Swiss no-logs VPN with a free tier that has no data cap.
- Mullvad - Privacy VPN with anonymous numbered accounts and flat monthly pricing, no email needed to sign up.
- Bitwarden - Open-source, audited password manager that syncs credentials and passkeys across devices.
- 1Password - Password and secrets manager with encrypted vaults and secure sharing for individuals and teams.
- Backblaze - Unlimited cloud backup for laptops plus S3-compatible object storage for larger archives.
- Pacsafe - Anti-theft backpacks, bags, and travel accessories with cut-resistant straps and lockable zippers.
- Memrise - Language-learning app teaching vocabulary and phrases through native-speaker video clips, with AI speaking practice across dozens of languages.
- Duolingo - Free gamified lessons in 40+ languages, enough to build a daily habit before a new country.
- Anki - Open-source spaced-repetition flashcards; the workhorse for long-term vocabulary retention.
- italki - Marketplace for one-on-one video lessons with native teachers, priced per lesson and bookable across time zones.
- Nomadic Matt - Long-running budget-travel blog and newsletter by Matt Kepnes, with destination guides and cost breakdowns.
- Tropical MBA - Weekly podcast on building location-independent businesses, running since 2009.
- The Professional Hobo - Nora Dunn's blog on funding a full-time travel life, running since 2006.
- Nomadic Notes - James Clark's slow-travel and rail blog with destination write-ups from Southeast Asia.
- Zero to Travel - Jason Moore's podcast on long-term travel and remote living, publishing since 2013.
Suggestions welcome — this list is maintained and PRs actually get merged. See contributing.md. Dead links are hunted by a weekly CI run; removals are as welcome as additions.
Released under CC0 1.0: copy, remix, and reuse freely.
