diff --git a/service/dealpusher/ddo_api.go b/service/dealpusher/ddo_api.go
index 9567daf4..3f4b7779 100644
--- a/service/dealpusher/ddo_api.go
+++ b/service/dealpusher/ddo_api.go
@@ -3,9 +3,11 @@ package dealpusher
 import (
 	"context"
 	"errors"
+	"math/big"
 	"time"
 
 	"github.com/data-preservation-programs/go-synapse/signer"
+	"github.com/ethereum/go-ethereum/common"
 	"github.com/ipfs/go-cid"
 )
 
@@ -52,6 +54,11 @@ type DDODealManager interface {
 	// DDO contract, and returns its on-chain config.
 	ValidateSP(ctx context.Context, providerActorID uint64) (*DDOSPConfig, error)
 
+	// CheckBalance queries the wallet's native FIL and payment token balances,
+	// as well as the payments contract account status. Returns a summary that
+	// the scheduler uses for pre-flight logging and low-balance warnings.
+	CheckBalance(ctx context.Context, walletAddr common.Address) (*DDOBalanceStatus, error)
+
 	// EnsurePayments checks account balance and operator approval, deposits
 	// and approves if needed. Takes the actual pieces (not aggregated totals)
 	// because the SDK computes per-piece lockup: allocationLockupAmount * len(pieces).
@@ -95,3 +102,13 @@ type DDOTransactionReceipt struct {
 	GasUsed     uint64
 	Status      uint64
 }
+
+// DDOBalanceStatus summarizes a wallet's balance state for DDO deal-making.
+type DDOBalanceStatus struct {
+	WalletAddr     common.Address
+	NativeFIL      *big.Int // native FIL balance (for gas)
+	TokenBalance   *big.Int // payment token balance held in wallet
+	DepositedFunds *big.Int // funds already deposited in payments contract
+	LockupCurrent  *big.Int // current lockup in payments contract
+	Available      *big.Int // deposited - lockup (spendable for new deals)
+}
diff --git a/service/dealpusher/ddo_onchain.go b/service/dealpusher/ddo_onchain.go
index de73d7c5..a9e9007c 100644
--- a/service/dealpusher/ddo_onchain.go
+++ b/service/dealpusher/ddo_onchain.go
@@ -88,6 +88,73 @@ func (o *OnChainDDO) Close() {
 	}
 }
 
+func (o *OnChainDDO) CheckBalance(ctx context.Context, walletAddr common.Address) (*DDOBalanceStatus, error) {
+	ethClient := o.ddoClient.GetEthClient()
+
+	// Native FIL balance (for gas)
+	nativeBal, err := ethClient.BalanceAt(ctx, walletAddr, nil)
+	if err != nil {
+		return nil, errors.Wrap(err, "failed to query native FIL balance")
+	}
+
+	// Payment token (USDFC) balance via balanceOf call
+	tokenBal, err := o.queryERC20Balance(ctx, o.paymentToken, walletAddr)
+	if err != nil {
+		return nil, errors.Wrap(err, "failed to query payment token balance")
+	}
+
+	// Payments contract account status — use transactor constructor with
+	// read-only auth (we only call GetAccount, no writes).
+	paymentsClient, err := paymentscontract.NewClientWithTransactor(
+		ethClient,
+		o.paymentsContractAddr.Hex(),
+		&bind.TransactOpts{From: walletAddr},
+	)
+	if err != nil {
+		return nil, errors.Wrap(err, "failed to create payments client for balance query")
+	}
+
+	account, err := paymentsClient.GetAccount(o.paymentToken, walletAddr)
+	if err != nil {
+		return nil, errors.Wrap(err, "failed to query payments contract account")
+	}
+
+	available := new(big.Int).Sub(account.Funds, account.LockupCurrent)
+	if available.Sign() < 0 {
+		available = big.NewInt(0)
+	}
+
+	return &DDOBalanceStatus{
+		WalletAddr:     walletAddr,
+		NativeFIL:      nativeBal,
+		TokenBalance:   tokenBal,
+		DepositedFunds: account.Funds,
+		LockupCurrent:  account.LockupCurrent,
+		Available:      available,
+	}, nil
+}
+
+// queryERC20Balance calls balanceOf on an ERC20 token contract.
+func (o *OnChainDDO) queryERC20Balance(ctx context.Context, tokenAddr, account common.Address) (*big.Int, error) {
+	// balanceOf(address) selector = 0x70a08231
+	selector := common.FromHex("0x70a08231")
+	data := make([]byte, 4+32)
+	copy(data[0:4], selector)
+	copy(data[4+12:4+32], account.Bytes())
+
+	result, err := o.ddoClient.GetEthClient().CallContract(ctx, ethereum.CallMsg{
+		To:   &tokenAddr,
+		Data: data,
+	}, nil)
+	if err != nil {
+		return nil, err
+	}
+	if len(result) < 32 {
+		return big.NewInt(0), nil
+	}
+	return new(big.Int).SetBytes(result), nil
+}
+
 func (o *OnChainDDO) ValidateSP(ctx context.Context, providerActorID uint64) (*DDOSPConfig, error) {
 	cfg, err := o.ddoClient.GetSPConfig(providerActorID)
 	if err != nil {
diff --git a/service/dealpusher/ddo_schedule.go b/service/dealpusher/ddo_schedule.go
index ec5b2542..00b0462f 100644
--- a/service/dealpusher/ddo_schedule.go
+++ b/service/dealpusher/ddo_schedule.go
@@ -3,6 +3,7 @@ package dealpusher
 import (
 	"context"
 	"fmt"
+	"math/big"
 	"strconv"
 	"strings"
 	"time"
@@ -17,6 +18,10 @@ import (
 	"gorm.io/gorm"
 )
 
+// minGasBalance is the minimum native FIL balance before a low-gas warning
+// is emitted. 0.1 FIL = 10^17 attoFIL.
+var minGasBalance = new(big.Int).Exp(big.NewInt(10), big.NewInt(17), nil)
+
 func defaultDDOSchedulingConfig() DDOSchedulingConfig {
 	return DDOSchedulingConfig{
 		BatchSize:         10,
@@ -98,6 +103,36 @@ func (d *DealPusher) runDDOSchedule(ctx context.Context, schedule *model.Schedul
 		return model.ScheduleError, fmt.Errorf("provider %s (actor %d) is not active in the DDO contract", schedule.Provider, providerActorID)
 	}
 
+	// Pre-flight balance check — log wallet state for observability
+	// and warn if gas balance is dangerously low.
+	if balStatus, balErr := d.ddoDealManager.CheckBalance(ctx, evmSigner.EVMAddress()); balErr != nil {
+		Logger.Warnw("failed to check wallet balance before DDO scheduling",
+			"schedule", schedule.ID, "wallet", evmSigner.EVMAddress().Hex(), "error", balErr)
+	} else {
+		Logger.Infow("DDO wallet balance",
+			"schedule", schedule.ID,
+			"wallet", evmSigner.EVMAddress().Hex(),
+			"nativeFIL", balStatus.NativeFIL.String(),
+			"paymentToken", balStatus.TokenBalance.String(),
+			"deposited", balStatus.DepositedFunds.String(),
+			"available", balStatus.Available.String(),
+		)
+		if balStatus.NativeFIL.Cmp(minGasBalance) < 0 {
+			Logger.Warnw("wallet FIL balance low — may not have enough gas for DDO transactions",
+				"schedule", schedule.ID,
+				"wallet", evmSigner.EVMAddress().Hex(),
+				"balance", balStatus.NativeFIL.String(),
+				"threshold", minGasBalance.String(),
+			)
+		}
+		if balStatus.TokenBalance.Sign() == 0 && balStatus.Available.Sign() == 0 {
+			Logger.Warnw("wallet has no payment tokens and no deposited funds — EnsurePayments will fail",
+				"schedule", schedule.ID,
+				"wallet", evmSigner.EVMAddress().Hex(),
+			)
+		}
+	}
+
 	var timer *time.Timer
 	current := sumResult{}
 	for {
diff --git a/service/dealpusher/ddo_schedule_test.go b/service/dealpusher/ddo_schedule_test.go
index 24a83eba..a4cd32a7 100644
--- a/service/dealpusher/ddo_schedule_test.go
+++ b/service/dealpusher/ddo_schedule_test.go
@@ -2,6 +2,7 @@ package dealpusher
 
 import (
 	"context"
+	"math/big"
 	"testing"
 	"time"
 
@@ -9,6 +10,7 @@ import (
 	"github.com/data-preservation-programs/singularity/model"
 	"github.com/data-preservation-programs/singularity/util/keystore"
 	"github.com/data-preservation-programs/singularity/util/testutil"
+	"github.com/ethereum/go-ethereum/common"
 	"github.com/filecoin-project/go-address"
 	"github.com/ipfs/go-cid"
 	"github.com/stretchr/testify/require"
@@ -26,6 +28,16 @@ func (m *ddoDealManagerMock) ValidateSP(_ context.Context, _ uint64) (*DDOSPConf
 	return m.spConfig, nil
 }
 
+func (m *ddoDealManagerMock) CheckBalance(_ context.Context, _ common.Address) (*DDOBalanceStatus, error) {
+	return &DDOBalanceStatus{
+		NativeFIL:      new(big.Int).Mul(big.NewInt(10), big.NewInt(1e18)),
+		TokenBalance:   new(big.Int).Mul(big.NewInt(1000), big.NewInt(1e18)),
+		DepositedFunds: big.NewInt(0),
+		LockupCurrent:  big.NewInt(0),
+		Available:      big.NewInt(0),
+	}, nil
+}
+
 func (m *ddoDealManagerMock) EnsurePayments(_ context.Context, _ signer.EVMSigner, _ []DDOPieceSubmission, _ DDOSchedulingConfig) error {
 	m.ensureCalled = true
 	return nil